GA Direct North American Calling Card Rates Rates in US$ per minute                                                                     Effective Date: August 1, 1999

All Rates good 24/7 from any touch tone phone within               14.9 ¢/min                     the Continential USA                          Billed in 6 second increments

USA to:	Rate		USA to:	Rate		USA to:	Rate
Afghanistan	1.40		Ghana	0.56		Nevis	0.62
Alaska	0.16		Gibraltar	0.50		New Caledonia	0.99
Albania	0.38		Greece	0.31		New Zealand	0.17
Algeria	0.46		Greenland	0.59		Nicaragua	0.56
American Samoa	0.52		Grenada	0.72		Niger	0.97
Andorra	0.35		Guadeloupe	0.50		Nigeria	0.94
Angola	0.61		Guam	0.21		Niue Is	1.37
Anguilla	0.55		Guatemala	0.39		Norfolk Is	0.75
Antarctica	0.99		Guinea	0.74		Norway	0.16
Antigua & Barbuda	0.59		Guinea Bissau	1.00		Oman	0.90
Argentina	0.50		Guyana	0.98		Pakistan	0.90
Armenia	0.64		Haiti	0.80		Palau	1.10
Aruba	0.45		Hawaii	0.16		Panama	0.70
Ascension Is	0.89		Honduras	0.60		Papua New Guinea	0.56
Australia	0.15		Hong Kong	0.17		Paraguay	0.76
Austria	0.18		Hungary	0.28		Peru	0.50
Azerbaijan	0.49		Iceland	0.32		Philippines	0.39
Bahamas	0.31		India	0.74		Poland	0.33
Bahrain	0.70		Indonesia	0.62		Portugal	0.33
Bangladesh	0.93		Inmarsat	6.50		Puerto Rico	0.16
Barbados	0.56		Iran	0.80		Qatar	1.02
Belarus	0.44		Iraq	1.06		Reunion Is	0.88
Belgium	0.16		Ireland	0.18		Romania	0.46
Belize	0.84		Israel	0.20		Russia	0.43
Benin	0.73		Italy	0.19		Rwanda	1.04
Bermuda	0.28		Ivory Coast	1.16		San Marino	0.59
Bhutan	0.91		Jamaica	0.62		Sao Tome & Principe	1.30
Bolivia	0.70		Japan	0.18		Saudi Arabia	0.84
Bosnia Herzegovina	0.39		Jordan	0.78		Senegal	1.16
Botswana	0.50		Kazakhstan	0.66		Seychelles	1.34
Brazil	0.41		Kenya	0.86		Sierra Leone	0.98
British VI	0.46		Kiribati	1.14		Singapore	0.30
Brunei	0.50		Korea	0.29		Slovakia	0.35
Bulgaria	0.38		Korea North	1.29		Slovenia	0.30
Burkina Faso	1.00		Kuwait	0.86		Solomon Is	0.99
Burundi	0.78		Kyrgyzstan	0.60		Somalia	1.02
Cambodia	1.03		Laos	1.00		South Africa	0.45
Cameroon	0.95		Latvia	0.38		Spain	0.24
Canada	0.15		Lebanon	0.74		Sri Lanka	0.96
Cape Verde Is	0.68		Lesotho	0.78		St. Helena	1.01
Cayman Is	0.38		Liberia	0.57		St. Kitts	0.60
Central African Rep	1.19		Libya	0.49		St. Lucia	0.70
Chad	1.29		Liechtenstein	0.25		St. Pierre & Miquelon	0.40
Chile	0.26		Lithuania	0.40		St. Vincent	0.66
China	0.46		Luxembourg	0.22		Sudan	0.53
Christmas Is	0.60		Macau	0.55		Suriname	1.22
Cocos Is	0.59		Macedonia	0.46		Swaziland	0.44
Colombia	0.43		Madagascar	0.89		Sweden	0.13
Comoro Is	0.97		Malawi	0.60		Switzerland	0.18
Congo	0.90		Malaysia	0.30		Syria	0.78
Congo Dem Rep of	0.74		Maldives	0.85		Taiwan	0.29
Cook Is	1.30		Mali	0.88		Tajikistan	0.68
Costa Rica	0.37		Malta	0.30		Tanzania	0.73
Croatia	0.38		Mariana Is	0.40		Thailand	0.59
Cuba	0.79		Marshall Is	0.60		Togo	1.03
Cyprus	0.38		Martinique	0.54		Tonga	1.00
Czech Rep	0.33		Mauritania	0.84		Trinidad & Tobago	0.58
Denmark	0.16		Mauritius	0.83		Tunisia	0.50
Diego Garcia	0.99		Mayotte Is	0.76		Turkey	0.45
Djibouti	0.95		Mexico 1	0.26		Turkmenistan	0.86
Dominica	0.71		Mexico 2	0.33		Turks & Caicos Is	0.99
Dominican Rep	0.35		Mexico 3	0.35		Tuvalu	1.49
Ecuador	0.41		Mexico 4	0.35		UAE	0.59
Egypt	0.75		Mexico 5	0.35		UK	0.12
El Salvador	0.47		Mexico 6	0.35		USA	0.20
Equatorial Guinea	1.00		Mexico 7	0.33		USVI	0.16
Eritrea	1.16		Mexico 8	0.35		Uganda	0.54
Estonia	0.35		Micronesia	0.94		Ukraine	0.42
Ethiopia	1.16		Moldova	0.49		Uruguay	0.67
Faeroe Is	0.45		Monaco	0.28		Uzbekistan	0.60
Falkland Is	0.78		Mongolia	1.27		Vanuatu	1.14
Fiji	0.90		Montserrat	0.76		Vatican City	0.39
Finland	0.16		Morocco	0.51		Venezuela	0.41
France	0.15		Mozambique	0.60		Vietnam	1.10
French Guiana	0.60		Myanmar	1.26		Wallis & Futuna	0.99
French Polynesia	0.77		Namibia	0.40		Western Samoa	0.86
Gabon	0.90		Nauru	1.13		Yemen	0.94
Gambia	0.70		Nepal	1.00		Yugoslavia	0.43
Georgia	0.70		Netherlands	0.13		Zambia	0.87
Germany	0.14		Netherlands Antilles	0.44		Zimbabwe	0.46
Calls are billed in 6 second increments increments with a minimum of 30 seconds per call.
© 1999, LCPI.